Students In Higher Education

 

All you need for everyday banking as an undergraduate

 

To apply, you need to be a permanent UK resident (ordinarily resident in the UK for 3 years or more) and completing a full-time undergraduate course lasting at least 2 years; completing a full-time postgraduate course; or training as a nurse, at a UK university or college of higher education.
 

Get a Visa Debit card and an interest-free overdraft (if you're eligible), plus helpful tools to manage your money.

 

We Offer....

 

 OnlineAn interest free overdraft of up to £2,000

 Onlinetastecard membership                                                                                            
(When you register for digital banking & paperless statements)

 OnlineOur Mobile Banking app

 Online24 Hour Digital Banking

 

Interest free overdraft

 

An interest-free overdraft there when you need it

 

Our Student Account and the Arranged Overdraft are easy to understand so you don't have to worry.

You can apply for an Arranged Overdraft of up to £1,000 by the end of your 1st year, if eligible. You can then apply for an increase each year you're at university. If you are studying for a 5 year degree, you can apply for up to £2,000, in your 5th year.

Before you apply for our Student Account, learn what an Arranged Overdraft is, understand how much you can apply for and make sure you're clear on how our Student Account Arranged Overdraft works. 

 

 

Student Credit Card

 

RBS have also designed a credit card especially for the way you live your life. Available to RBS Student Current Account customers. 

 

 

The Student Credit Card offers the following:

 

Online and mobile management, plus email/SMS reminders  

 

Manage your card via our dedicated Credit Card Online Services platform. Alternatively, use Digital Banking or our mobile app and manage your credit card alongside your RBS Student Current Account. Never miss a payment again.

 

A maximum credit limit of £500  

 

You can also withdraw up to £250 a day from cash machines worldwide, depending on your credit limit. There's a 3% handling fee (minimum £3) for cash advances.

 

RBS help you understand the terms in Banking.

 

Never feel ridiculous!

 

 

What is a balance transfer credit card?

 

What is a purchase credit card?

 

What is a low rate credit card?

 

 

 

 

Link: http://personal.rbs.co.uk/personal/credit-cards/compare-credit-cards/student-credit-card.html